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​Burial Insurance

​Burial insurance is a specific type of life insurance that’s designed specifically for paying end of life expenses. 

(Scroll down to see all options. Click the image to access)


AARP is designed to empower and guide Americans as they age. AARP’s policy is guaranteed acceptance, meaning no one who’s eligible can be turned down for coverage, regardless of any pre-existing health conditions. There’s no medical exam or health questionnaire required. The primary condition you need to meet to qualify is being an AARP member aged 50 to 80.

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Globe Life

Globe Life may fit the bill if you’re looking for a bargain on a burial insurance policy. You can buy your first month of coverage for just $1. After that, monthly premiums are available as low as $3.49. Burial expense coverage is available in amounts ranging from $5,000 to $50,000. There’s no waiting period since you’re buying the policy direct and no medical or health exam.

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Mutual of Omaha

If you’re anticipating having a smaller funeral or opting for cremation, you may not need $50,000 or even $25,000 in burial insurance. Mutual of Omaha offers smaller burial insurance policies, with coverage starting as low as $2,000. This is a guaranteed whole life insurance policy offered to individuals aged 45 to 85. 

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AIG Direct’s Guaranteed Issue Whole Life policy is designed to help with final expenses while also covering you for chronic and terminal illness. If you’re diagnosed with a chronic illness that keeps you from going about your daily routine as usual, AIG will return all your premiums paid up to 25 percent of the policy’s face value. If you’re diagnosed with a terminal illness, AIG allows you to access 50 percent of your death benefit amount while you’re alive to help pay for medical care or other expenses. 

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Fidelity Life

Applying for burial or final expense insurance shouldn’t be time-consuming or a headache. Fidelity Life aims to make the process as simple as possible with its RAPIDecision line of insurance products. RAPIDecision Senior Life Term offers level terms up to 30 years, with benefits ranging from $10,000 to $150,000 for seniors ages 50 to 70. 

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Globe Life

Many burial insurance policies have a minimum age at which you can apply for coverage, typically around 50. Colonial Life gives you some different options for getting burial insurance at almost any age. Guaranteed Acceptance Life Insurance is available for people aged 50 to 85 in most states. This is permanent, whole life insurance with no medical exam or health questions required. Permanent Whole Life Insurance is another option. This policy offers coverage up to $50,000 for people aged 40 to 75. 

(The following companies are chosen to help you find more options outside of linqrs. To access, please double click on the image.)

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